6 Traits of the Person Likely to Fall for a Ponzi Scheme

My Retirement Plan Was in Place But Bernie Madoff with My Money!

So what are the 6 traits of the typical person likely to fall for a Ponzi scheme?

The answer may surprise you:

Here's a snapshot of a typical financial fraud victim:

• Age 55-65.
• University/College-educated.
• Higher-than-average income.
• Risk-taking personality.
• Recent change in health or finances.
• More financially literate than average.

Here are some quotes about money from The 777 Best Things Ever Said about Money to keep money in proper perspective:

• Your wealth can only grow to the extent you do.
  — T. Harv Eker
• Always leave enough time in your life to do something that makes you happy, satisfied, even joyous. That has more of an effect on economic well-being than any other single factor.
  — Paul Hawken
• It's better to be out of money than out of new creative ideas on how to make money.
  — Unknown wise person
• Empty pockets never held anyone back. Only empty heads and empty hearts can do that.
  — Norman Vincent Peale

Check out;

Paper Losses Are Real Losses, Stupid

How to Become a Millionaire

Never Lend Money to a Friend - You Will Likely Lose Both!

Being Average Is for Losers - That's Why You Should Quit Your Job Now

One of my my favorite books, which I read this year is The Dip by Seth Godin:

One of the more important principles that the book emphasizes is: Being Average Is for Losers - That's Why You Should Quit Your Job Now

Here are some more important principles of success from the book.

• Winners quit all the time. They quit the right stuff at the right time.
• Winners win big time because the marketplace loves a winner.
• Most people quit. They just don't quit successfully.
• You need to quit. Not soon, but right now.
• The biggest obstacle to life is our inability to quit soon enough.
• In a competitive world, adversity is your ally.
• Being better than 98 percent of the competition used to be fine. In the world of Google, though, it's useless.
• If you are not going to get to #1, you might as well quit right now.
• You're Astonishing - How Dare You Waste It

Check out:

Cool Reasons to Quit Your Job

How to Become a Millionaire

Retirement Jobs on the Retirement Cafe

Funny Friendship Quotes and Sayings

Inspirational Quotes and Sayings

The Joy of Not Working in Japan

This is an e-mail that I received from Japan about my book The Joy of Not Working

From: ioicrying24 ( at) jcom.home.ne.jp
Subject: Acknowledgment　from Tokyo
To: "success101coach (at ) yahoo (dot) com
Received: Wednesday, October 7, 2009, 2:07 AM

Dear Mr. Zelinski,

My name is Sohei, I am mailing you because your book The Joy of Not Working encouraged my life style so much.

I am a practitioner of "work less, spend less" life style in Tokyo. I have ideas of novel, so I need time for writing development.

In this metropolis, the myth which says money brings glory of the "WINNER" is still dominant. I think happiness is not buyable but which we can make by ourselves. Everytime when I lose self-confidence I open your book The Joy of Not Working. Although I have already read through nearly 10 times there are new discoveries. I have accustomed myself to be ossified for loneliness but I am desire to overcome this and carve a new life eagerly.

I'd like to continue to believe in fellowship of job-free happiness rather than major rule of economic animals. I'm going to make time for reading your other books before too long.

I wish your good health and success.
Sincerely
Sohei Tonouchi

This was my reply:

Hello Sohei:

Thank you for your e-mail and kind words about The Joy of Not Working.

If you send me your address, I will send you an autographed copy of the English edition of my small gift book The Lazy Person's Guide to Happiness (also published in Japanese).

So long for now,

Ernie Zelinski
Author, Innovator, Corporate Escape Artist, and Unconventional Career Expert
Author of the Bestseller How to Retire Happy, Wild, and Free
(Over 110,000 copies sold and published in 7 foreign languages)
and the International Bestseller The Joy of Not Working
(Over 225,000 copies sold and published in 17 languages)


http://twitter.com/CareerSuccess

See:

Business Giveaways by VIP BOOKS

Fun Things to Do in Retirement

Benefits from a Recession

Difference Between Real Success Without a Real Job and Career Success Without a Real Job

I just received this inquiry about the difference between Career Success Without a Real Job and Real Success Without a Real Job

>> ----- Original Message -----
>> From:
>> To:
>> Cc:
>> Sent: Thursday, October 01, 2009 6:14 AM
>> Subject: real success vs. career success / differences
>>
>>
>>> Dear Ernie,
>>>
>>> congrats for your new book "Career Success Without a Real Job". I am
>>> wondering, what is the difference with your older book "Real Success
>>> without a real job"?
>>>
>>> I am asking this because I already own a copy of your Real Success
>>> book, and I am thinking of getting the new one also if it is different.
>>>
>>> yours,
>>>
>>> Marc


This was my reply:



> Hello Marc:
>
> Thank you for your interest in my books.
>
> These are essentially the same two books except for the cover and for
> Chapter 7.
>
> See the Amazon.com Blog Post
> at:
> http://www.amazon.com/gp/blog/post/PLNK153GPXIOPHZT2
>
> So long for now.
>
> Ernie Zelinski
> World-Class Author, Innovator, and Unconventional Career Expert
> Author of the Bestseller How to Retire Happy, Wild, and Free
> (Over 110,000 copies sold and published in 9 languages)
> and the International Bestseller The Joy of Not Working
> (Over 225,000 copies sold and published in 17 languages)
>
> http://www.erniezelinski.com
>
> VIP BOOKS
>
> http://www.vipbooks.us









By Ernie Zelinski,
author of the World's Best Retirement Book, a great Promotional Giveaway by VIP BOOKS, Career Success Without a Real Job and 101 Really Important Things You Already Know, But Keep Forgetting

Also See:

Creative Viral Marketing Your Books

Fun Things to Do in Retirement

Letter from Indonesia about The Joy of Not Working

This is an e-mail I recently received about The Joy of Not Working:

From Indonesia about The Joy of Not Working

----- Original Message -----
From: Fredy Irjadi
To: Ernie Zelinski < ( at ) telus (dot, dot) net
Sent: Monday, October 17, 2005 11:33 PM
Subject: Introduction

Dear Mr. Ernie Zelinski,

First of all, let me introduce myself. My name is Fredy, from Jakarta - Indonesia. I had read your book of "The Joy of Not Working" and I can say that is a great book ever I read before.
For your information, I work in Information Technology for more than 9 years and I'm 31 years old now. Since year 2000, I try to establish my own business with IT Developer team, specialize in web application development. So every time we got the project, we develop together and I can call myself and my IT Developer team as a work alchololic to cathch up the schedule of the projects.

But when I read your book, I believe and realize that I had spent my free time with useless activities, like : shopping, watching television or movie, have a party with friends, etc which I admitted to myself that those activities indirectly make me as a consumtive person. That's why I try to change myself. Now, I have my own therapy for myself; starting with exploring my hobbies and intention in painting, art and some how (amazingly) I have some ideas to make a new educated game for children.

Hm, actually, at this time, I want to discuss many things regarding to your books. This is the first thing that I want to discuss with you. I admitted that your book can bring a new concept of healthy life for white-collar workers. I live in Jakarta - Indonesia, the capital city of Indonesia, which most of people here live very consumtive with disadvantage activities, like drunk, smoking, watching tv all day long, sleep all day long, etc. I do want to share this new concept by starting to my friends. But I don't think that this new concept can be accepted by my friends.

For your information, Indonesia is located in South East Asia, which the people is very protective with new concept or idea by changing their habits. And it's hard for the people to change their habit into the positive one. For example, the book of Steven Covey, "The 7 Habbits", the popular one. This books takes many years (about 4-5 years) to change the attitude of the people here.

Another thing, the book of Robert Kiyosaki, "Rich Dad Poor Dad", until this time, many people try to manipulate each other by Quadrant. But according to me, the book teach people how to manage their cash flow between cash flow in with the cash flow out.

And according to me, your book also can be used to manipulate other mind by quitting the job and enjoy life. When I read your book, I know what's the most important point that you would deliver to the people that people should use their free time by doing something that can bring advantage to their self or to others. I don't know whether my point is correct or not. But I believe that my point of your book is fit my life

Now the question that I would like to discuss with you. How to deliver my point of your book to my friends regarding to the culture of people here that so hard to accept new concept of life or idea that can change their habbit ?

I guess that' all for this time and I'm looking forward your reply. Thank you very much for your attention.

Have a nice day.

Sincerely,

Fredy Irjadi

PS : Have you visit Indonesia ? Or Bali maybe ? If you haven't, I can accompany you someday.
Cheers

Here are some retirement resources to check out:

World's Best Retirement Book by VIP BOOKS

Updated reviews on Ernie Zelinski's Bio at Redroom:

http://www.redroom.com/publishedwork/joy-not-working-a-book-retired-unemployed-and-overworked-21st-century-edition

http://www.redroom.com/publishedwork/how-retire-happy-wild-and-free-retirement-wisdom-that-you-wont-get-your-financial-advi

http://www.redroom.com/publishedwork/career-success-without-a-real-job-the-career-book-people-too-smart-work-corporations

http://www.redroom.com/publishedreviews/living-wild-and-free-life

http://www.redroom.com/publishedreviews/books-about-retirement

http://www.redroom.com/publishedreviews/a-place-retire-how-retire-happy-wild-and-free

http://www.redroom.com/publishedreviews/quintessential-reading-how-retire-happy-wild-and-free

http://www.redroom.com/publishedreviews/entrepreneur-or-employee