Retiree's Silver Lining to the Recession

There is a silver lining to the recession for retirees, according, to a newly-released study by Age Wave conducted by Harris Interactive. This means that you too can benefit from a recession.

The retirement study found "new fears, new hopes, and a new purpose for retirement" compared to a similar survey a year ago.

The good news is that many Americans have gone back to financial basics. The U.S. savings rate has increased to 4.2 percent, double that over the past decade, and household credit card debt has gone down 9.7 percent.

A new and in some ways more optimistic vision for retirement is emerging, with 60 percent of Americans viewing retirement as "a new, exciting chapter in life" compared to 52 percent a year ago. "We expected people to be disheartened (about prospects for retirement) but in fact they are not," said Ken Dychtwald, head of Age Wave.

Around 70 percent of Americans want to continue working in retirement as a way to contribute, remain stimulated and pay the bills.

There is a problem with this, however. See More Americans Taking Early Retirement Instead of Delaying Retirement

For Resources on Retirement See:

Retirement Jobs at the Real Career Success Center

Why Money Talks During a Recession

Testimonial for "The Joy of Not Working"

This is an e-mail that I just received about The World's Second Best Retirement Book from an individual who decided to take early retirement:

----- Original Message -----
From: Gord and Rhonda
To: vip-books (at) telus (dot) net
Sent: Tuesday, May 19, 2009 7:08 AM
Subject: FW: Testimonial for The Joy of Not Working

Ernie

As a follow up to my email about quitting work. My last day of work was April 24, 2009. Once I had a plan and my mind was made up, I could not wait until June of 2010.

My coworkers and family were surprised but wishing they could do the same. So far it has been what I expected. Not an emotional high, but an exciting new direction. I have spent the time working for myself by doing renovations on a house we are listing for sale in early June., walking the dogs, spending time with my wife, with friends and learning to do things without rushing.

I have found I sleep a lot less. I get up between 4 am and 6 am and go to bed between 10 pm and midnight. In the mornings I relax by, reading and having a coffee or wandering around the yard with the dogs watching the sunrise. I don’t need an after work nap to clear fatigue or a headache ( I had a headache every day with varying severity. About 10 days ago I noticed that they had stopped).

With the reduced sleep time I have about 2 – 3 hours per day of extra time to use. Amazing.

Thanks for the book [The Joy of Not Working] you wrote because it focused my mind on making this become a reality.

Gord Roberts

The international bestseller The Joy of Not Working:

For more letters about taking early retirement see The Joy of Not Working Website

The Career Book for People Too Smart to Work in Corporations

Here are Tell-Tale Signs That You May Need to Read The Career Book for People Too Smart to Work in Corporations:

You just may have to read Career Success Without a Real Job if everything at your workplace always has a bad ending.

You just may have to read Career Success Without a Real Job if daily life at your workplace is a bad serial by which all workers let themselves be bewitched.

You just may have to read Career Success Without a Real Job if no one at your workplace ever recovers from the mental turmoil if they work there for more than three years.

I have completed my new E-book called 101 Reasons to Love a Recession:

The e-book is available as a free download at the following websites:

• The Retirement Café


• Love-a-Recession.com
  

Retirement - It's Even Better Than Imagined

I recently received this e-mail about how he is enjoying a happy retirement from Mickey White who lives somewhere in the United Kingdom:

----- Original Message -----
From: Mickey White
To: vip-books (at) telus.net
Sent: Wednesday, November 12, 2008 8:45 AM
Subject: it's even better !!


Hi Ernie,

I took early volountary retirement from the Mail Service after thirty plus years when I was fifty seven.

My kids bought me your book, The Joy of Not Working as a gift on the day I finished.

Mind you I was happy to take E.V.R. and I agree with everything you say !!

In fact if I'd known that retirement was going to be this good I'd have done it the day after I left school !!!

Good Luck.....

Mike .....

If you taking early retirement, but are not ready for full retirement and want to work at fun retirement jobs, then you should be reading this book that will benefit a lot of retirees:

Career Success Without a Real Job: The Career Book for People Too Smart to Work in Corporations

The Joy of Not Working - Retirees Still Don't Have Time to Do the Things That They Would Like to Do

I just received this e-mail about my international bestseller The Joy of Not Working:

----- Original Message -----
From: Liz Hardwick
To: Ernie Zelinski
Sent: Tuesday, May 05, 2009 9:32 PM
Subject: Thank You

Just want to say thank you for a great read (The Joy of Not Working) will make sure I tell people about it.

We moved to Canada from England 10 years ago – got tired of the rat race – now live in Horsefly BC and couldn’t be happier, still not got time for all the things we want to do but it sure beats working.

Liz Hardwick

Incidentally, I am presently looking for a U.S. distributor for my two books Career Success Without a Real Job and How to Retire Happy, Wild, and Free since Random House purchased Ten Speed Press and terminated the distribution Agreements that I had with Ten Speed Press.

I have indicated to U.S. distributors that I intend to sell 500,000 copies of How to Retire Happy, Wild, and Free over the next 10 years or so.

I have backed this up by showing the distributors a newspaper article from 1992 in which I was quoted as saying I intended to sell 100,000 copies of The Joy of Not Working.

For the record, The Joy of Not Working has now sold over 225,000 copies.

Go to this webpage for some tell-tale signs that you should be reading Career Success Without a Real Job:

Career Success on Twitter