Wednesday, July 29, 2009

Retiring is easy. Staying retired — now that's the trick!

Here are 10 retirement quotes for retirees and soon-to-be retirees to help them retire happy, wild, and free: These retirement quotations come from the Sensational Quotes for Smart People Website:

    Retirement gives people the opportunity to think about and reconnect with themselves and their neglected dreams or the forgotten pleasure of activities that bring joy.
    — Mona Gallagher

    If you retire right [ with or without Social Security] the only thing you will worry about is when to eat and when to sleep.
    — Unknown wise person

    You can't cross the sea merely by standing and staring at the water.
    — Rabindranath Tagore

    The concept of freedom is never truly realized until one settles into retirement mode.
    — A. Major

    It [my retirement plan] will involve living on a private island, with a genius chef, cigars and fine wines. I'm gonna be fat. That's what I enjoy. That's the payback for all the hard work.
    — American rapper Jay-Z

    Retirement: A Time to Become Much More than You Have Ever Been
    — from How to Retire Happy, Wild, and Free

    The best retirement is no retirement at all.
    — Unknown sad sack

    When the majority of people get my age, once they retire and get Social Security they lay on the couch and do nothing. The next thing you know, they're not with us any more.
    — 77-year-old Retiree August Gonsoulin

    The best time to start thinking about your retirement dreams is before your boss does.
    — Unknown retired person

    If you don't keep busy, it's [retirement] all over. I found out that from people much older than me. "Keep moving," they say, and that's what I'm doing. When I get up in the morning with aches and pains, I don't let it control me. When you sit down and don't do anything, you are going to disintegrate. Well, you're going to disintegrate anyway, but you'll do it quicker.
    - Adelaide Bentley

    Retiring is easy. Staying retired — now that's the trick!
    — Richard Parker, Author of
    Retired & Staying Retired; Enjoying the RV Lifestyle

Here is a link to an article that mentions me:

Sunday, July 26, 2009

More from Leslie about Her Retirement Blues

This is the response I received from Leslie after I responded to her first e-mail about her retirement blues. (See the previous blog for her e-mail and my response.)

    Hi Ernie,

    Thanks so much my dear for replying back to me. I appreciate your time, I know you are busy too.

    And yes! kindly email me this book you mentioned
    101 Really Important Things You Already Know, But Keep Forgetting, I think that's the only one I have not read of your stuff. All the other books you mentioned and the travel books I have and read also. As I enjoy travel and i travel to many places in the world thats on my bucket list besides my annual otra casa in Mexico.

    I can't wait for your new book [The Joy of Being Retired: 365 Reasons Why Retirement Rocks (and Work Sucks!)
    , kindly add me to your list when it is ready!

    You are right that I need to create more stuff on my list that is more challenging to keep the blues away.

    My bucket list had over 2,000 listed of what i want to do before I die, 75% are highly challenging( i love risks, sometimes even death wish risks :-) and have accomplished and dated but mas or menos 200 of them, only because i find them lame and boring that is why i still procrastinate in doing them. Eventually i might have to resort to doing them since there's nothing else left to do.

    Most important thing i admire and love of you is your zest and purpose in your life.

    That is why i feel un inspired, due to lack of my sense of purpose. i have gone tru all religions also yet still lost in the fog lol!

    What keeps you going Ernie?

    I really admire that about you and thank you for being an inspirations to so many people including me. I will listen to you anytime more than i would the preachers, ministers or priests i know lol!

    I too will not accept a billion dollars just to go back to work. i have working for corporate america with their old inside the box rules and regulations-they are all slaves. there is more in life than money.

    I will follow your advise and dig deep in my soul for more challenging stuff to do to keep me from being bored.

    altho i sometimes have to watch what challenging means to me as i tend to do things that might be controverial or border criminalistic lol!!

    Only thing, I wish I could write like you, i always wanted to be a travel writer and make money from all those places i travelled too but hesitated since english is not my 1st language so grammar is struggling for me.

    The only reason i have resorted to just my otra casa every year is cuz i dont know where else to go.

    Part of my bucket list is to travel for a whole year and wake up to whatever country and whatever situation.

    I found those times very fullfilling, now am back here in lousy BC and bored as can be waking up to the same thing.

    It would be nice to scope more countried and take another year off just travelling but I dont have the funds to do so , just living on my savings for emergency monthly living. I never had a regular gov job so dont have no pensions or support like regular blow joes.

    My ultimate challenge to add on my list might be how to be happy homeless and free ;-)

    anyways, sorry , am rambling on ....
    better sign off
    thanks ernie once again for being there for me.

    Keep up the wonderful job you are doing - maybe come up with a book about yourself and how you also deal with your retirement life, so maybe i can use it as my other bible too for inspirations.

    love ya,

See my comment in regards to the article Retirement: 70 is the new 65:

Also Check out the Premiur or Gift Book Edition of How to Retire Happy Wild, and Free:

See Best Places to Retire in the World

Wednesday, July 22, 2009

Retirement Blues - How Do Retirees Deal with Boredom

I received the following e-mail the other day (the name has been changed due to the nature of the e-mail:

    ----- Original Message -----
    From: Leslie
    To: Ernie Zelinski
    Sent: Wednesday, July 22, 2009 11:27 AM
    Subject: retirement blues

    hi ernie,

    hope you are well.

    i have your ... retire happy, wild, and free using it as my early retirement bible, also have read many of your other books.

    my question or struggle now is ...after the 3 yr honeymoon is over (of E.R. started 5 yrs ago, am 55 yrs now) and after i have gone thru my bucket list of things to do, what else is there to do? or inspire to do?

    i just came back from my annual mexico otra casa and coming back to the mundane existence after catching up with the bills and errands, make me feel like a dead zombie.

    have you ever felt this in your retirement life- i know you probably busy with your seminars. but for myself, not working, sometimes just passing time at the casinos to forget my existence but also loosing, i just don't know what to focus on anymore.

    am i the only one who feels this blahs?

    what else is there in life after one done it all?

    i hope to hear from you, you are the only one who can inspire me. when i read your books i felt you were my twin as you wrote same way i felt.

    i have been successful and joyful past 3 yrs thanks to your bible- but now seems like nothing else to do or live for.

    at times i feel since we all gonna die someday anyway might as well plan a grand exit my way.

    appreciate any suggestions you have,

This was my reply:

    Hi Leslie:

    Thanks for your e-mail.

    Regarding the way you feel about retirement at this moment, I can assure you that there are many more people who feel this way at times. Some may even feel this way most of the time.

    First, congratulations on having enjoyed retirement for 3 years. Some people don't accomplish this.

    If you are bored with retirement life, my opinion is that your leisure activities are too passive or too routine. For us to get satisfaction out of leisure activities, the activities have to have some challenge and risk involved. Adding a purpose to leisure activities also helps. In my retirement books, I list passive activities that offer no real satisfaction because of a lack of risk and challenge versus active activities that offer a lot of satisfaction and enjoyment because of the challenge and risk involved. Here they are:

      Passive Activities

      * Watching TV and videos
      * Drinking beer
      * Going for a drive
      * Junking out on food
      * Gambling
      * Napping
      * Watching spectator sports
      * Shopping
      * Talking about yesterday’s news
      * Goofing off in shopping malls

      Active Activities

      * Writing a book
      * Hiking
      * Cross-country skiing
      * Auditing fun courses at a university or college
      * Attending plays, concerts, and movies
      * Taking piano lessons
      * Tracing your family tree
      * Drawing cartoons
      * Creating stained-glass windows
      * Helping solve the world ’s problems

    You state, "What else is there in life after one has done it all?"

    I don't believe that you have "done it all." You mention returning from your "annual Mexico otra casa." Perhaps you need to go somewhere else in your travels besides Mexico. I had done virtually no travel outside Canada all my life aside from two trips to San Francisco in the 1990s and one to St. Lucia about 30 years ago. But since November I have been to London, Istanbul, and New York. (I have attached 3 photos from Istanbul and London - my favorite is with Nadide at the Istanbul Conventions Center). These trips have been the highlights of my last six months because there was challenge and risk involved besides doing something different.

    The truth is that I resisted going to visit these 3 cities and right until leaving was thinking of canceling the respective trips. I now have Hawaii, San Diego, and Scottsdale Arizona in my sights besides plans to visit London and New York again.

    Incidentally, my favorite publisher is Workman Publishing (since Ten Speed Press was sold) and they publish both 1001 Places to See Before You Die and 1001 Places to See In the USA and Canada Before You Die. Perhaps you may want to check out these books. I certanly will in due time.

    To deal with your retirement blues, you could go back to work as some people do. All I can say is that if someone offered me a billion dollars to go back to work in a typical corporate setting for one year, I would not consider this for one nanosecond. Most people don't believe this but it is true.

    The first reason is that I despise corporate settings so much and don't have much respect for most of the people who work in them due to their lack of creativity and motivation to make it on their own. Second, I know that a billion dollars would not make me any happier. If anything, a billion dollars would complicate my life and make me unhappier because most of my friends couldn't relate to me anymore and would likely not associate with me anymore.

    Of course, you can always get a fun job, several of which I mention in How to Retire Happy, Wild, and Free.

    Again, I have to stress using your time constructively in activities that offer risk and challenge. Even if someone gave me a billion dollars I would still be creating books and e-books. In fact, I am presently creating a book called The Joy of Being Retired: 365 Reasons Why Retirement Rocks (and Work Sucks). Is writing this book easy? No, on the contrary. It is damn hard at times. If it was easy, everyone would be doing it.

    Yet I would still be putting this book together if I had a billion dollars in the bank. Why? Because it will give me great satisfaction once it is finished. What's more, I will get more satisfaction and happiness when people read it and write to me about how much they liked the books.

    In short, my advice to you is to list the things that you would like to have accomplished in your life. There have to be at least 100 things you would have liked to accomplish but didn't.

    Then select one or two of these things and pursue these things.

    If you like reading and still haven't read my 101 Really Important Things You Already Know, But Keep Forgetting, just send me your address and I will send you a complimentary copy.

    In the mean time, I have attached my e-book (in PDF format) called 101 Reasons to Love a Recession. You can forward this to all your friends and colleagues.

    I hope that I have been some help.

    So long for now,

    Ernie Zelinski
    World Class Author, Innovator, and Unconventional Career Expert
    Author of the Bestseller How to Retire Happy, Wild, and Free
    (Over 100,000 copies sold and published in 7 foreign languages)
    and the International Bestseller The Joy of Not Working
    (Over 225,000 copies sold and published in 17 languages)

      Sunday, July 19, 2009

      Make a Fortune in Real Estate or Stocks

      I received this e-mail the other day:

        ----- Original Message -----
        From: "Eye on Worldwide Admin"
        To: Vipbooks
        Sent: Thursday, July 16, 2009 12:59 PM
        Subject: Question for you...


        My name is Nick Johnson and I own, an overseas living and real estate investment website. We have a program on the site where we interview an industry expert each month on a certain topic in overseas real estate and other related content for our subscribers. After reading about your books and some of the articles you've written online, it's clear that you fall into the category of an industry expert.

        Anyway, would you be open to doing a telephone interview about real estate investment in the coming weeks?

        I look forward to your reply.

        Kind regards,
        Nick Johnson
        Eye on Worldwide
      This was my reply:

        Hi Nick:

        Thanks for the invitation to interview me for your website.

        I don't consider myself an expert in real estate, however.

        Although I am not broke by any stretch of the imagination, I often joke with my friends that "If you want to make a fortune in stocks or real estate, just look at what I am investing in, and do the opposite."

        When I look at why I have a nice nestegg of cash and investments sitting in several banks, and have my half-duplex almost paid off (even though I bought at the height of the market in 2007), I know that my best investments have always been in the books that I have written and that no major publishers wanted to publish.

        I have self-published several books and always proven the experts wrong. I am presently writing a book called The Joy of Being Retired: 101 Reasons Why Retirement Rocks (and Work Doesn't). If the publishers turn it down, I will self-publish. That's what happened with How to Retire Happy, Wild, and Free, which is well on its way to making me $400,000 in pretax profits.

        Anyway, if you want to interview me about making money by self-publishing or escaping the corporation and still making an income better that 90 percent of corporate workers, I will be happy to do an interview.

        In the mean time, I have attached my E-book (in PDF format) 101 Reasons to Love a Recession and the E-book (also in PDF format) that has over half of my book
        Career Success Without a Real Job.

        So long for now,

        Ernie Zelinski
        World Class Author, Innovator, and Corporate Escape Artist
        Author of the Bestseller
        How to Retire Happy, Wild, and Free
        (Over 100,000 copies sold and published in 7 foreign languages)
        and the International Bestseller
        The Joy of Not Working
        (Over 225,000 copies sold and published in 17 languages)

      Wednesday, July 15, 2009

      Retirees, Early Retirement and the New Retirement

      Here are some of the latest news stories about retirees, early retirement, and the new retirement. Some are good and some not-so-good:

        Retiree plans ruined by financial crisis ABC Online - AustraliaBy George Roberts for PM New research shows that the Global Financial Crisis has ruined the plans of about half of Australia's self-funded retirees.

        Charles Schwab Study Finds 9.5 Million Retirees Hope to Re-Enter ... June was another difficult month for American workers with a net loss of 467000 jobs, compared with 322000 in May Despite diminishing employment opportunities and an economy threatening job security, new research by Charles Schwab & Co., Inc shows that as many as 9.5 million retired Americans are considering at least a partial return to the workforce and 32 percent of those currently employed expect to hold their job and delay retirement.

        "It’s a challenging time to be facing retirement," said Rich Rosso, financial consultant at Charles Schwab’s Houston branch. "The situation many Americans have found themselves in illustrates the importance of long term retirement planning. But in the short term there are also a host of things people can consider to help smooth the ride."

        RETIRING: Seven Keys To A Successful Retirement Wall Street Journal -Rather than sitting around doing nothing in retirement, would-be retirees should scope out what they want to do long before rolling over ...

      Here are some resources to help you retire happy, wild, and free:

      Monday, July 6, 2009

      Where to Purchase the Japanese Edition of The Joy of Not Working

      I received this e-mail yesterday:

        ----- Original Message -----
        From: Namar and Bonnie Hodge
        To: vip-books (at) telus (dot)net
        Sent: Sunday, July 05, 2009 10:31 PM
        Subject: to purchase a book.


        Dear Sir,

        Where can I purchase
        The Joy of Not Working, Japanese Edition?


      This was my response:

      For the record, The Joy of Not Working has now been published in 17 languages and has sold over 225,000 copies.

      Sunday, July 5, 2009

      Retirement Income Quotes

      Here are a few Retirement Quotes relating to Retirement Income:

        We have a balance of $0.32 in the bank … Which made us four-and-a-half trillion dollars richer than the federal government.
        — Jim Borgman

        Paying attention to simple little things that most men neglect makes a few men rich.
        — Henry Ford

        The key to a happy retirement is to have enough money to live on, but not enough to worry about.
        — Unknown wise person

        You can be young without money but you can’t be old without it.
        — Tennessee Williams

        A large income is the best recipe for happiness I ever heard of.
        — Jane Austen

      Here are some resources to help you make the best out of your retirement income and your retirement: